LVR, or Loan to Value Ratio, is a key financial metric used in the banking and lending industry. It measures the relationship between the value of a loan and the value of the property or asset being used as collateral. LVR plays a crucial role in determining the risk level associated with a loan and influences the terms and conditions offered by lenders. In this question, I will provide an extensive explanation of LVR, its significance, calculation method, and its impact on borrowers and lenders. The category for this question is Finance.